Life Insurance

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Life insurance is about protection. It can provide a cash benefit to your loved ones in case you die early or unexpectedly. This cash benefit (usually called the death benefit) can help your family cover many types of expenses.

According to a 2021 study conducted by Life Happens and LIMRA, which closely follows life insurance trends, nearly 50 percent of Americans say that they have no life insurance coverage at all, even though 59% of people without life insurance recognize the need to obtain it. 

Consider the following questions:

• Could your family live comfortably without your income? 
• Would your family be able to stay in their home? 
• If you have children, would they have enough money to go to college?
• Who would pay for their weddings? 
• Do you want to leave an inheritance for your family?

Life insurance helps protect your family’s future like no other financial product. It’s flexible and adaptable to many needs and situations. And because beneficiaries pay no federal income taxes* on life insurance proceeds, its impact on your family’s long-term financial security can be even more powerful.